Russell Wayne, CFP®

About Russell Wayne, CFP®

This author has not yet filled in any details.
So far has created 89 blog entries.

Looking For Current Income? Here Are Some Possibilities.

Looking for current income?  Here are some possibilities. 

For investors seeking worthwhile current income, especially older folks depending on fixed-income investments, the past decade has been a time of slim pickin’s.  Although it’s likely that interest rates will continue to rise over the next few years, it may be many moons before anyone would call them […]

It’s Never Too Early To Start Financial Planning

Over the years, most of the financial planning work I’ve done has been with couples in their pre-retirement years.  As the time for retirement draws closer, it’s no surprise that people in their 50s and 60s spend more time thinking about whether they have prepared adequately for life in their later years.  But more recently […]

Here’s Why Health Care and Technology Should Be in Most Portfolios

Although it’s well known that the odds are against us when trying to do better than the S&P 500, there remains the temptation to be among those who have actually succeeded.  Since stock prices over time reflect changes in underlying earnings, it should be rather obvious that the task of coming out ahead will depend […]

The Market’s Up and You’re Not? Here’s Why.

On Wall Street, it’s often misleading to think that a rising tide lifts all boats.  That’s especially true this year, when much of the advance has been narrowly focused.  If you have broadly diversified investments, you may be doing just fine.   If not, your portfolio is probably marking time while the media continues to report […]

Sell Stocks In May? Come Back In October?

Sell Stocks in May? Come Back in October?

If you have ever thought of taking the summer off from time spent with your investments, that may not be a bad idea.  As it turns out, the warmer months are generally a time when things cool off in the stock market.  So however much effort you put […]

Not All High Dividend ETFs Are Taking A Breather

Not All High Dividend ETFs Are Taking A Breather

Numerous stock selection strategies have been tried; few have stood the test of time. Focusing on high growth and above average price momentum is a strategy that works well during periods of market strength, but it’s a double-edged sword.  That’s because the kinds of stocks that fit […]

Four Rules for Smart Investors

Know Your Adviser

One of the basic rules for investment advisers is to know your client. In theory,
the reason for that rule is to ensure that the adviser is providing appropriate
advice to the client. But it’s equally important for the client to know his adviser.

There’s a considerable difference in credentials among advisers. The gold
standard for […]

Five Suggestions for Better Stock Picking

Five Factors To Consider When Picking Stocks
Although it must be clear that what happens to prices of stocks over short periods of time
is largely a reflection of changes in investor psychology, there is more than enough
information readily available to assist in the process of identifying issues that have a
better than average chance of outperforming […]

How To Prepare An Expense Budget

How To Prepare An Expense Budget

All of us look to the future and hope for the best, but not everyone makes the effort to
collect the data needed to answer the question: “Will I Have Enough?” Indeed, most
people just roll the dice and trust that an optimistic attitude will be sufficient. Yet the
reality is that […]

The Market Needs A Breather

In the aftermath of an extended runup in stock prices, such as what we have experienced
since the early months of 2009, investors tend to get increasingly concerned about the
possibility of a dramatic downturn. To be sure, there are reasons to believe that could
happen, but there is a substantial basis for expecting a less troublesome outcome.

The […]